GINNIE MAE DIRECT
What is the Ginnie Mae Direct Platform?
Ginnie Mae Direct is a Platform that provides institutional investors with access to customized bond portfolios tailor-made to the specific liquidity needs and risk profile of the institution, offering stable and consistent risk-adjusted returns while safekeeping ALL securities at the custodian of their choice.
The cornerstone of the strategy is the purchase of GSE (Government Sponsored Enterprise) bonds issued by the Government National Mortgage Association (commonly referred to as Ginnie Mae and abbreviated to GNMA) – a U.S. government agency. By utilizing securities issued by GNMA, the strategy benefits from a guarantee of payments of principal and interest by the U.S. government (“preservation of principal”), while taking advantage of customizable cash flow streams that provide the opportunity for above-market yields when compared to similar credit-rated securities (AAA).
All securities are delivered directly to the custodian of the institution. All securities are held by the institution. Re-investment of the monthly interest and principal cash flow is actively managed by the platform on an on-going basis.
Our platform includes complete investment profile modelling.
CASH FLOW NEEDS ANALYSIS
HOLDING PERIOD PROFILE ANALYSIS
PORTFOLIO YIELD REQUIREMENTS
After thorough analysis of the Investment Profile, a portfolio composition is tailor-made for the investor.
The Ginnie Mae platform provides customized portfolios tailored-made to the needs, restrictions and risk profile of the institution. The portfolio will include a blend of the different CMO tranche types specifically balanced to provide the highest rate of return while meeting the specific liquidity needs and risk profile of the institution.
In conclusion, each Ginnie Mae Direct offering is specifically designed to meet the investment criteria of the institution while providing attractive and consistent rates of return when compared to similar AAA rated investments.